First United Bank

To login from your mobile device, please use our mobile app. More information can be found here.

Available on the APP Store
Get it on Google Play

Certificates of Deposit

Certificates of Deposit

A Certificate of Deposit pays you a fixed interest rate on money invested for a specific period of time. You’ll earn a higher rate than a traditional savings account, so if you don’t need access to your cash right away, it’s a smart way to save.


First United Bank CDs

  • Offer flexible terms ranging from 30 days to 5 years.
  • Interest is compounded & paid quarterly.
  • Earn higher interest rates by choosing a longer term, or maintaining a higher balance.
  • A Certificate of Deposit is viewable through DIGITAL BANKING on your PC or mobile device.
  • Are insured by the FDIC up to $250,000.

We Offer Flexible Options for Interest Payments on Your Certificate of Deposit:

  1. Add it to the principal.
  2. Receive a monthly interest check.
  3. Deposit the interest directly into your checking or savings account.

Regular Certificates of Deposit*

A Regular Certificate of Deposit requires a minimum opening balance of $1,000.

Jumbo Certificates of Deposit*

A Jumbo Certificate of Deposit requires a minimum opening balance of $100,000.

Check Our Rates

*Early withdrawal penalty may apply.

Open an Account By:

Stopping by your nearest First United Banking Center.

Call us toll-free at (855) 382-7827 (FUB STAR).

What Customers Are Saying About

Dustan Buckley

Business Banking Customer