First United Bank

Certificates of Deposit

Certificates of Deposit

A Certificate of Deposit pays you a fixed interest rate on money invested for a specific period of time. You’ll earn a higher rate than a traditional savings account, so if you don’t need access to your cash right away, it’s a smart way to save.


Account Details

Offer flexible terms ranging from 30 days to 5 years.

Interest is compounded & paid quarterly.

Earn higher interest rates by choosing a longer term, or maintaining a higher balance.

A Certificate of Deposit is viewable through DIGITAL BANKING on your PC or mobile device.

Are insured by the FDIC up to $250,000.

We Offer Flexible Options for Interest Payments on Your Certificate of Deposit:

  • Add it to the principal.
  • Receive a monthly interest check.
  • Deposit the interest directly into your checking or savings account.

Regular Certificates of Deposit*

A Regular Certificate of Deposit requires a minimum opening balance of $1,000.

Jumbo Certificates of Deposit*

A Jumbo Certificate of Deposit requires a minimum opening balance of $100,000.

Check Our Rates

*Early withdrawal penalty may apply.

To Open an Account:

Stop by your nearest First United Banking Center.

Call us toll-free at (855) 382-7827 (FUB STAR) to speak with a First United Customer Service Representative.

What Customers Are Saying About

Natalia Lawson

Personal Banking Customer