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DEPOSIT RATES*

Interest Bearing Accounts**

AccountRateAPY†Minimum to Open/Minimum Daily Balance to Obtain APY
Achieve Interest Checking0.75%0.75%$1,000
Foundation Savings0.90%0.90%$100
Prime Money Market1.00%1.00%$1,500

Prosper Money Market**

Minimum Daily Balance to Obtain APYRateAPY†Minimum to Open
$5,000.00-$24,999.991.20%1.21%$5,000
$25,000.00 or more1.35%1.36%$5,000

Performance Money Market**

Minimum Daily Balance to Obtain APYRateAPY†Minimum to Open
$50,000.00-$99,999.991.55%1.56%$50,000
$100,000.00-$249,999.991.70%1.71%$50,000
$250,000.00-$499,999.991.90%1.92%$50,000
$500,000.00 >2.10%2.12%$50,000

Rates for Regular Certificates of Deposit*

TermMinimum DepositRateAPY†
30 Days$1,0002.25%2.27%
90 Days$1,0002.75%2.78%
180 Days$1,0003.60%3.65%
1 Year$1,0004.30%4.37%
18 Months$1,0003.90%3.96%
2 Years$1,0003.65%3.70%
3 Years$1,0003.25%3.29%
4 Years$1,0003.05%3.09%
5 Years$1,0003.00%3.03%

Rates for Jumbo Certificates of Deposit*

TermMinimum DepositRateAPY†
30 Days$100,0002.35%2.37%
90 Days$100,0002.85%2.88%
180 Days$100,0003.70%3.75%
1 Year$100,0004.40%4.47%
18 Months$100,0004.00%4.06%
2 Years$100,0003.75%3.80%
3 Years$100,0003.35%3.39%
4 Years$100,0003.15%3.19%
5 Years$100,0003.10%3.14%

† Annual Percentage Yield
* The Annual Percentage Yield is accurate as of 5/15/2023. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal on Time Accounts/Certificate of Deposits.
** The rate may change after the account is opened.