DEPOSIT RATES*
Interest Bearing Accounts**
| Account | Rate | APY† | Minimum to Open/Minimum Daily Balance to Obtain APY |
|---|---|---|---|
| Achieve Interest Checking | 0.75% | 0.75% | $1,000 |
| Foundation Savings | 0.90% | 0.90% | $100 |
| Prime Money Market | 1.00% | 1.00% | $1,500 |
Prosper Money Market**
| Minimum Daily Balance to Obtain APY | Rate | APY† | Minimum to Open |
|---|---|---|---|
| $5,000.00-$24,999.99 | 1.20% | 1.21% | $5,000 |
| $25,000.00 or more | 1.35% | 1.36% | $5,000 |
Performance Money Market**
| Minimum Daily Balance to Obtain APY | Rate | APY† | Minimum to Open |
|---|---|---|---|
| $50,000.00-$99,999.99 | 1.55% | 1.56% | $50,000 |
| $100,000.00-$249,999.99 | 1.70% | 1.71% | $50,000 |
| $250,000.00-$499,999.99 | 1.90% | 1.92% | $50,000 |
| $500,000.00 > | 2.10% | 2.12% | $50,000 |
Rates for Regular Certificates of Deposit*
| Term | Minimum Deposit | Rate | APY† |
|---|---|---|---|
| 30 Days | $1,000 | 2.25% | 2.27% |
| 90 Days | $1,000 | 2.75% | 2.78% |
| 180 Days | $1,000 | 3.60% | 3.65% |
| 1 Year | $1,000 | 4.30% | 4.37% |
| 18 Months | $1,000 | 3.90% | 3.96% |
| 2 Years | $1,000 | 3.65% | 3.70% |
| 3 Years | $1,000 | 3.25% | 3.29% |
| 4 Years | $1,000 | 3.05% | 3.09% |
| 5 Years | $1,000 | 3.00% | 3.03% |
Rates for Jumbo Certificates of Deposit*
| Term | Minimum Deposit | Rate | APY† |
|---|---|---|---|
| 30 Days | $100,000 | 2.35% | 2.37% |
| 90 Days | $100,000 | 2.85% | 2.88% |
| 180 Days | $100,000 | 3.70% | 3.75% |
| 1 Year | $100,000 | 4.40% | 4.47% |
| 18 Months | $100,000 | 4.00% | 4.06% |
| 2 Years | $100,000 | 3.75% | 3.80% |
| 3 Years | $100,000 | 3.35% | 3.39% |
| 4 Years | $100,000 | 3.15% | 3.19% |
| 5 Years | $100,000 | 3.10% | 3.14% |
† Annual Percentage Yield
* The Annual Percentage Yield is accurate as of 9/1/2024. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal on Time Accounts/Certificate of Deposits.
** The rate may change after the account is opened.