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Beginning July 6th, our Lubbock Banking Center lobbies will be closed. Our drive thru lanes will remain open with normal business hours or call (855) 382-7827 to schedule an appointment with a Banking Officer. Here you will find current information about Banking Center updates and our safety procedures. Remember, you’re covered.

Check Our Rates

Check Our Rates


Interest Bearing Accounts**

AccountRateAPY†Minimum to Open/Minimum Daily Balance
Achieve Interest Checking0.02%0.02%$1,000
Foundation Savings0.05%0.05%$100
Prime Money Market0.05%0.05%$1,500

Prosper Money Market**

Minimum Daily BalanceRateAPY†Minimum to Open
$25,000.00 or more0.10%0.10%$5,000

Performance Money Market**

Minimum Daily BalanceRateAPY†Minimum to Open
$500,000.00 >0.35%0.35%$50,000

Rates for Regular Certificates of Deposit

TermMinimum DepositRateAPY†
30 Days$1,0000.10%0.10%
90 Days$1,0000.15%0.15%
180 Days$1,0000.25%0.25%
1 Year$1,0000.50%0.50%
18 Months$1,0000.55%0.55%
2 Years$1,0000.55%0.55%
3 Years$1,0000.60%0.60%
4 Years$1,0000.70%0.70%
5 Years$1,0000.80%0.80%

Rates for Jumbo Certificates of Deposit

TermMinimum DepositRateAPY†
30 Days$100,0000.20%0.20%
90 Days$100,0000.25%0.25%
180 Days$100,0000.35%0.35%
1 Year$100,0000.60%0.60%
18 Months$100,0000.65%0.65%
2 Years$100,0000.65%0.65%
3 Years$100,0000.70%0.70%
4 Years$100,0000.80%0.80%
5 Years$100,0000.90%0.90%

† Annual Percentage Yield
* The Annual Percentage Yield is accurate as of 04/13/2020. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal on Time Accounts/Certificate of Deposits.
** The rate may change after the account is opened.

What Customers Are Saying About

Robbie Bunch

Digital Banking Customer