First United Bank

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Checking

Checking

At First United Bank, we like to keep things simple and to the point. So we’ve created four checking accounts that’ll get the job done – and then some. From basic to all the bells and whistles, there’s an account to fit your needs just right.

Compare Accounts

Spirit Rewards

MINIMUM OPENING DEPOSIT
$50

OVERDRAFT PRIVILEGE LIMIT
$500

ACCOUNT BENEFITS

BaZing Benefits:1

Shopping Dining & Travel Discounts
$10,000 Travel Accidental Death Insurance8
Cell Phone Protection
Identity Theft Aid
Roadside Assistance
Free Branded Checks2
25% Discount on Checks

MAINTENANCE FEE
$7
Can be reduced to $0 with buy-down of $2 for eStatement and $.20 for each debit card transaction.3 THEN, we start crediting you +.10¢ for each debit card swipe!7

Achieve Interest Checking

MINIMUM OPENING DEPOSIT
$1,000

OVERDRAFT PRIVILEGE LIMIT
$700

ACCOUNT BENEFITS

Earns Interest
Free Branded Checks2
25% Discount on Checks

MAINTENANCE FEE
$8
Can be reduced to $0 if daily balance never falls below $1,000. If daily balance falls below $1,000, additional excess debit fee of $.25 per item.

Heritage Senior Checking

MINIMUM OPENING DEPOSIT
$50

OVERDRAFT PRIVILEGE LIMIT
$700

ACCOUNT BENEFITS

Free Branded Checks
25% discount on checks
Free Money Orders, Traveler’s Checks & Cashier’s Checks
ATM Fee Refunds4

MAINTENANCE FEE
$0
If 62 years of age or better.

eMerge basic Checking

MINIMUM OPENING DEPOSIT
$100

OVERDRAFT PRIVILEGE LIMIT
$300

MAINTENANCE FEE
$0
eStatement required (includes images).
$4 with paper statement.


Always Free Benefits:

  • Imaged eStatement
  • DIGITAL BANKING (Online & Mobile)6
  • 24/7 Phone Banking
  • Unlimited ATM Use5
  • ATM/Visa® Debit Card9

1 – All BaZing benefits are provided by a third party vendor. All benefits, including insurance coverage, are provided by StrategyCorps in conjunction with Member Headquarters Association of which your financial institution sponsors. This sponsorship results in an association membership being provided to each eligible customer and any co-owner of their account. Benefits of program are subject to change without notice.
2 – Limited to one (1) box annually.
3 – Qualified debit card transactions include all PIN and signature-based transactions that post to your account during the current statement cycle. ATM transactions excluded.
4 – Up to four (4) foreign (non-FUB) ATM fees refunded per statement cycle.
5 – Available at all surcharge-free FUB, MoneyPass® and Stripes Convenience Stores ATMs.
6 – Mobile carrier fees may apply. See a Customer Service Representative for details.
7 – $.10 account credit for each qualified debit card transaction once maintenance fee reaches $0.
8 -The investment products offered are not FDIC insured. Products are not deposits, other obligations, not guarantees or insured by the Bank or any Federal Government Agency. Are subject to investment risk, including the possible loss of principle amount invested.
9 – First issued card is free. $5 replacement fee for lost or replaced cards.

What Customers Are Saying About

Natalia Lawson

Personal Banking