Business and Commercial Banking Services
Roots run deep in West Texas
For First United Bank, all our roots are right here. Since our beginning in 1907, our business model has always been focused on West Texas communities, and the people who live and work here. It’s been our honor to grow our business right along side those of our customers. The post-pandemic landscape might look a little different, but we’re ready to help your business emerge stronger and more efficient. Let’s get to work.
Tools that mean business
Business Checking
With more than 100 years of commercial banking under our belts, we’ve learned a thing or two about the tools you need to succeed in business in West Texas. The right checking account will not only streamline your finances, it will help your bottom line.
- 24/7 account access from DIGITAL BANKING online and mobile
- Business Debit Card
- eStatement
- Overdraft Privilege
Business Savings
You work hard for your money. It’s time your money started working hard for you. We offer a collection of hard-working accounts that range from solid starters to real performers. An interest-bearing savings account is a great addition to your business checking account.
Digital Banking+
Our online and mobile banking platform, DIGITAL BANKING+, provides you a real-time look at your entire financial picture, including accounts from other institutions on a single, customizable dashboard. Developed with state-of-the-art security features and, as always, your safety at top-of-mind. Stay organized, stay informed and make smarter financial decisions.
- See a multidimensional view of all accounts—internal and external—from your customizable dashboard.
- View account balances, transaction history and check images.
- Transfer funds to individual accounts designed to help you reach your savings goals.
- Schedule recurring bill payments and view your bill pay history.
- Transfer money between accounts—internal or external—anywhere, anytime.
- Temporarily suspend the use of your debit card should it be compromised or lost.
Cash Management
Have more robust online accounting needs? Our Cash Management suite of services will help improve cash flow and simplify your accounting. Customize your dashboard, set user controls and move money as needed.
- Pay bills and administer collections
- Process EFT tax payments
- Process ACH payments & ACH receipts
- Initiate wire transfers
- Process payroll
- Order currency
Positive Pay
Save time and money by protecting your company against potential check fraud with First United Bank’s Positive Pay. Positive Pay gives you complete control over check payment by preventing unauthorized checks from posting to your account. With Positive Pay you can:
- Protect your business against fraudulent activity.
- Use timely information to assist you in making quick decisions.
- Improve audit control.
- Spend less time reconciling your accounts and more time growing your business.
Services tailored to your unique needs
Lending Options
Whether you’re taking your business ownership dream to reality or need working capital to keep your cash flow operational, we’ve got financing options to help keep your business moving forward. We’ve got money to lend – and we’re making loans.
- Working capital lines of credit
- Agricultural lending
- Real Estate lending
- Letters of credit
- SBA loans
Need capital? We’re ready to help. Click here to schedule an appointment.
Treasury Management
Gain control over your finances, streamline cash flow and diversify your payment options.
- Accept contactless payments
- Diversify payment options
- Remotely deposit checks
- Protect your business against check fraud
Small Business Banking
We Believe Small Business is How West Texas Works
Your small business is essential to our community – and it needs to stay open. As you adapt to this challenging landscape, you’ll need a banking partner to help keep your dream alive. We’re ready to listen. And, we’ve got the digital tools to help you reemerge stronger and more efficient.
Ready to meet with a Small Business Banker? Click here to schedule an appointment.