First United Bank

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Cards (Debit, Credit, Payroll)

Cards (Debit, Credit, Payroll)

CORPORATE VISA® CREDIT CARDS

Conveniently make business-related purchases without the hassle of petty cash or company checks. Use your corporate credit card anywhere Visa® is accepted. Visa’s® Zero Liability identity theft protection policy will protect you against the use of unauthorized card activity.

With a Visa® Credit Card From First United Bank You Can:

Manage your account online anytime, anywhere at no charge.

Access 24-hour card member customer service.

Enjoy discounts from top car rental companies including Alamo, Avis, Hertz and National.

Apply Online Now

For our corporate Visa® Credit Card support services call (866) 552-8855.

Visa® Business Real Rewards Card

Best If You Want:

Earn 1.5 points for every net $1 you spend.

No caps or limits on the points you can earn.

Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.

Additional Benefits Include:

Scoreboard, an award-winning expense management tool to help you organize and track your overall spending.

Free employee cards with individual credit limits.

Accumulate employee card rewards points to the business owner’s points total.

Annual Fee:

Click here for annual fee details.

Annual Percentage Rate:

Introductory APR for purchases and balance transfers – click here for all APR details.

Rewards Bonus:

Earn 1.5 points monthly for every dollar you spend on eligible net purchases.1 There are no cap or limit on the points you can earn. Choose to redeem your points for cash back, merchandise, travel and gift cards from popular retailers.

Visa® Business Cash Card

Best if You Want:
3% cash back on all eligible net purchases from office supply stores and cellular phone, landline, internet and cable TV services.2

2% cash back on restaurant and gas station eligible net purchases.

1% cash back on all other eligible net purchases.

No caps or limits on the cash back you can earn, and you have five years to redeem for cash back.2

$25 cash back bonus after first purchase.3

Annual Fee:

Click here for annual fee details.

Annual Percentage Rate:

Introductory APR for purchases and balance transfers – click here for all APR details.

Rewards Bonus:

For those who want cash back, this card rewards you more for your everyday business purchases.

Visa® Business Card

Best if You Want:

ScoreBoard, an award-winning expense management tool to help you organize and track your overall spending.

Free employee cards with individual credit limits.

Annual Fee:

Click here for annual fee details.

Annual Percentage Rate:

Introductory APR for purchases and balance transfers – click here for all APR details.

Rewards Bonus:

Enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster.

1 – The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem points, and you will immediately lose all of your points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
2 – “Cash Back rewards” are the rewards you earn under the program. Cash Back rewards are tracked as points and each $0.01 in Cash Back rewards earned is equal to 1 point. You may simply see “Cash Back” in marketing materials when referring to the rewards you earn. Points earned on Net Purchases (purchases minus credits and returns). Merchants are assigned codes based on what they primarily sell. A purchase will not earn additional points if the merchant’s code is not eligible. You will earn 1 Reward point (“point”) for each dollar of Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional points (for a total of 3 points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, land line, internet and cable TV services. In addition, you will earn 1 additional point (for a total of 2 points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations and restaurants. The number of additional points earned on office supply store purchases, cellular phone, land line, internet and cable TV services, automated fuel dispensers, service stations and restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.
3 – Rewards points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. First use bonus points are awarded only on the Authorized Officer purchases. Monthly net purchase bonus points will be applied after each billing cycle.


PAYROLL CARD

A payroll card is a reloadable card that replaces paper checks. Deposit your employee’s net pay onto their payroll card giving them immediate access to their funds. Employees will enjoy the conveniences of direct deposit without having to open a bank account or undergo a credit check. Payroll Cards can be used to make purchases at retailers in person, online or by phone.

Payroll Cards Are Good For Your Business Because They:

Reduce the number of payroll checks issued

Reduce costs association with check distribution

Reduce the liability associated with fraud

Increase the number of employees using direct deposit

Eliminate stop payment or lost check replacement costs

Reimburse employees for out-of-pocket expenses

Convenient and Easy

Get instant access to funds with 24 hour ATM access. Payroll cards can be used surcharge-free at any AllPoint Network ATM. Payroll cards from First United Bank can be used anywhere MasterCard® is accepted, worldwide.

Convenient electronic payroll deposit

Eliminate check cashing and bill pay service fees

Online expense management tools

24 hour bilingual customer service

Safe & Secure

Payroll Cards come with free text alerts and mobile access for added security and convenience. All funds are FDIC insured.

Cardholder Login

Click here to login.

Frequently Asked Questions

Click here to download our FAQs.


Still Looking For Additional Information?

Visit your nearest First United Banking Center.

Call (855) 382-7827 (FUB STAR) to speak with a customer service representative.

To report a lost or stolen Payroll Card call (800) 416-6373.

Additional fees may apply.

What Customers Are Saying About

Dustan Buckley

Business Banking