First United Bank

Cards (Debit, Credit, Prepaid, Gift)

Cards (Debit, Credit, Prepaid, Gift)

Visa® Debit Cards

Access your personal checking account almost anywhere with a Visa® Debit Card from First United Bank.

Features & Benefits

Easy Purchasing & Withdrawals

Make purchases worldwide1 and get cash out of your personal or business checking and savings accounts at ATMs and merchants’ point-of-sale terminal. Cards can be used to make PIN or signature-based purchases.

Safe & Secure

Your First United Bank Debit Card is PIN (Personal Identification Number) protected, and a limited number of PIN attempts are allowed prior to card capture. All First United debit cards are embedded with EMV microchips that store and protect cardholder data.

Monitor Your Accounts
  • Transfer money between your debit card eligible accounts – checking, savings & money market.
  • Check your account balance at any ATM.

Mobile Wallet

You are now able to upload your First United Debit Card to your mobile wallet. Instead of using your plastic debit card to make purchases, a mobile wallet allows you to pay using your smartphone, tablet or smartwatch in stores, in apps or online. To add your First United Debit Card to your mobile wallet, follow the instructions for your specific device and app.

Choose from these common mobile wallet apps:

AndroidTM Devices

  • Google PayTM
  • Samsung Pay

Apple® Devices

  • Apple Pay

Purchase Alerts

What are Visa Purchase Alerts?

Visa Purchase Alerts is a program available for you to receive alerts when purchases are made with your Visa Debit Card. You can set up text and/or eMail alerts for transactions that reach a purchase amount threshold, international purchases, or purchases made via the internet or phone. These alerts are only for purchases processed as a credit transaction, not debit (PIN based) transactions. You can log in to your account anytime to make changes to the types of alerts you receive.

After you sign up, if you receive an alert about a transaction that you didn’t make, notify the Fraud Department immediately at 800-472-3272.

How to Sign Up for Visa Purchase Alerts.

To sign up for Visa Purchase Alerts visit the Visa Web site here.

You will be asked to check the eligibility of your card first, simply put in the first nine digits of the card. Then follow the instructions to create your account, verify your card and set up your alerts.

Other Helpful Information About Your Debit Card

How to Change your Debit Card PIN.

Call (800) 757-9848 and follow the prompts to change the PIN on your card.

Using Your Debit Card Abroad?

Be sure and let us know you’re traveling abroad.

Please contact a Customer Service Representative at (855) 382-7827 (FUB STAR).

What To Do if Your Debit Card is Lost or Stolen.

Call (800) 472-3272 to report a lost or stolen debit card.

Keep Your Money & Personal Information Safe.

Visit our Security Center for important information on ATM and Debit Card safety.

1 – For international use, please contact a Customer Service Representative.


Visa® Credit Cards

Use your credit card to make purchases anywhere Visa® is accepted. Visa’s® Zero Liability identity theft protection policy will protect you against the use of unauthorized card activity.

With a Visa® Credit Card from First United Bank You Can:

Manage your account online anytime, anywhere at no charge.

Access 24-hour card member customer service.

Enjoy discounts from top car rental companies including Alamo, Avis, Hertz and National.

Apply Online Now

For our Visa® Credit Card support services call (800) 558-3424.

Visa Signature® Real Rewards

Best If You Want:

Earn 1.5 points for every eligible net $1 you spend.
No caps or limits on points earned.
25,000 bonus rewards points awarded after first purchase.

Annual fee:

Click here for annual fee details.

Annual Percentage Rate:

Introductory APR for purchases and balance transfers – click here for all APR details.

Rewards Bonus:

Earn 1.5 points monthly for every dollar you spend on eligible net purchases.1 There is no cap or limit on the points you can earn. Choose to redeem your points for cash back, merchandise, travel and gift cards from popular retailers.

Premier Rewards American Express® Card

Best If You Want:

4 points per $1 spent on eligible net restaurant purchases.1

3 points per $1 spent on eligible net airline purchases.

2 points for every $1 spent on eligible net gas station purchases.

1 point for every $1 spent on all other eligible net purchases.

No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.2

10,000 bonus rewards points after you spend $1,000 in the first 3 months (worth $100 Cash Back).3

Zero Fraud Liability4

Annual Fee:

Click here for annual fee details.

Annual Percentage Rate:

Introductory APR for purchases and balance transfers – click here for all APR details.

Rewards Bonus:

Earn rich rewards and get superior travel and lifestyle benefits with this chip-enhanced Card.

Visa® Platinum

Best If You Want

BEST introductory APR offer.

Save on interest and pay down your other credit balances faster.

Annual Fee:

Click here for annual fee details.

Annual Percentage Rate:

Introductory APR for purchases and balance transfers – click here for all APR details.

1 – Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: service stations or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant.
2 – The Elan Rewards Program is subject to change. Points expire five years from the end of the quarter in which they are earned. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy or death).
3 – Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. If you’re approved for a new Premier Rewards American Express Card, one-time bonus points will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.
4 – Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.


Prepaid Debit Cards

A Prepaid Debit Card is a debit card that can be loaded with funds by you, another person, company or institution. It can be used in place of a traditional checking account for individuals who do not qualify, or do not currently have an active checking account. Use your Prepaid Debit Card to make purchases at retailers in person, online or by phone.

Preload Your Prepaid Card To:

Travel safely without the worry or hassle of cash or checks.

Give your high school or college student access to fund while on a budget.

Monitor employee expenses for business related purchases or travel.

Convenient and Easy

Get instant access to your funds with 24 hour ATM access. Use your Prepaid Card surcharge-free at any AllPoint Network ATM. Prepaid Cards from First United Bank can be used anywhere MasterCard® is accepted, worldwide.

Convenient electronic payroll deposit

Eliminate check cashing and bill pay service fees

Online expense management tools

24 hour bilingual customer service

Safe and Secure

Prepaid Debit Cards come with free text alerts and mobile access for added security and convenience. All of your funds are FDIC insured.

Cardholder Login

To report a lost or stolen Prepaid Card call (800) 416-6373.

Additional fees may apply

Prepaid Schedule of Fees

Frequently Asked Questions

Prepaid Debit FAQ

Additional Information:

Need to find an AllPoint ATM?

Download the AllPoint ATM Network app on your iPhone or Android device by clicking here.

Click here to find an AllPoint Network ATM location.

Keep your money and personal information safe.

Visit our Security Center for important information on ATM and Debit Card safety.


Visa® Gift Cards

Sometimes, you just have to improvise. For those times – and plenty others – First United Bank’s Visa® Gift Cards can be a real life saver. Perfect for birthdays, holidays and everything in between.

  • Use it like cash at most merchants and restaurants that accept Visa®.
  • Available in any denomination between $10 and $1000.
  • Available for $5 each1.
  • Visit your nearest First United Banking Center to purchase a gift card.

1 – $5 replacement fee for lost or stolen gift cards. Gift cards will be issued with a minimum of 5 years before expiration. A $2.95 monthly inactivity fee will be charged after the card has remained unused for 12 months.

Customer Service

For questions about your First United Bank Gift Card, visit www.myprepaidbalance.com or call MetaBank at (888) 399-7511.

What Customers Are Saying About

Natalia Lawson

Digital Banking Customer