First United Bank

Savings & Investments

Savings & Investments

You’ve heard the old saying about putting your money to work for you. Well, First United Bank has put together a collection of hard-working accounts that range from solid starters to real performers. Save for retirement or start an emergency fund.

Compare Accounts

Foundation Savings

This account is the perfect way to start some good habits. Keep your money safe and gain some interest.

MINIMUM OPENING DEPOSIT
$100

MINIMUM DAILY BALANCE REQUIREMENT
$100

CHECK WRITING/ ACCOUNT PRIVILEGES
Limited to 6 debit items per quarter; $3 per additional debit item1.

INTEREST

Interest compounded and paid quarterly based on daily balance.

MAINTENANCE FEE

$5 (charged quarterly and if balance requirement is not met)

Prime Money Market

Our basic Money Market account, Prime is a great way to earn a nice interest rate while keeping your cash handy.

MINIMUM OPENING DEPOSIT
$1,500

MINIMUM DAILY BALANCE REQUIREMENT
$1,500

CHECK WRITING/ ACCOUNT PRIVILEGES
Limited to 6 debit items per month; $10 per additional debit item1.

INTEREST

Interest compounded and paid monthly based on daily balance.

MAINTENANCE FEE

$10
(charged monthly and if balance requirement is not met)

Prosper Money Market

Time to let your savings grow. With a tiered interest rate structure, the more you keep in the account, the better the returns.

MINIMUM OPENING DEPOSIT
$5,000

MINIMUM DAILY BALANCE REQUIREMENT
$5,000

CHECK WRITING/ ACCOUNT PRIVILEGES
Limited to 6 debit items per month; $10 per additional debit item1.

INTEREST

Tiered Interest Rate
Interest compounded and paid monthly based on daily balance

  • $5,000 – $24,999.99
  • $25,000+

MAINTENANCE FEE

$15
(charged monthly and if balance requirement is not met)

Performance Money Market

Have large sums of money that you need to keep liquid? No reason why it shouldn’t perform in the meantime. This is the workhorse of Money Market accounts.

MINIMUM OPENING DEPOSIT
$50,000

MINIMUM DAILY BALANCE REQUIREMENT
$50,000

CHECK WRITING/ ACCOUNT PRIVILEGES
Limited to 6 debit items per month; $10 per additional debit item1.

INTEREST

Tiered Interest Rate
Interest compounded and paid monthly based on daily balance

  • $50,000 – $99,999.99
  • $100,000 – $249,999.99
  • $250,000 – $499,999.99
  • $500,000+

MAINTENANCE FEE

$20
(charged monthly and if balance requirement is not met)

Check Our Rates


Always Free Benefits:

  • Imaged eStatement
  • DIGITAL BANKING3
  • ATM/Visa® Debit Card4
  • Unlimited ATM Use2
  • 24/7 Phone Banking

1 – Debit items consist of all withdrawals by check, transfer of funds or drafts on the account. ATM and In-Bank withdrawals are unlimited.
2 – Available at all surcharge-free FUB, MoneyPass® and Stripes Convenience Stores ATMs.
3 – Mobile carrier fees may apply. See a Customer Service Representative for details.
4 – First issued card is free. $5 replacement fee for lost or replaced cards.

What Customers Are Saying About

Natalia Lawson

Personal Banking Customer