You’ve heard the old saying about putting your money to work for you. Well, First United Bank has put together a collection of hard-working accounts that range from solid starters to real performers. Save for retirement or start an emergency fund.
Compare Accounts
Foundation Savings
This account is the perfect way to start some good habits. Keep your money safe and gain some interest.
MINIMUM OPENING DEPOSIT
$100
MINIMUM DAILY BALANCE REQUIREMENT
$100
CHECK WRITING/ ACCOUNT PRIVILEGES
Limited to 6 debit items per quarter; $3 per additional debit item1.
INTEREST
Interest compounded and paid quarterly based on daily balance.
MAINTENANCE FEE
$5 (charged quarterly and if balance requirement is not met)
Prime Money Market
Our basic Money Market account, Prime is a great way to earn a nice high interest rate while keeping your cash handy.
MINIMUM OPENING DEPOSIT
$1,500
MINIMUM DAILY BALANCE REQUIREMENT
$1,500
CHECK WRITING/ ACCOUNT PRIVILEGES
Limited to 6 debit items per month; $10 per additional debit item1.
INTEREST
Interest compounded and paid monthly based on daily balance.
MAINTENANCE FEE
$10 (charged monthly and if balance requirement is not met)
Prosper Money Market
Time to let your savings grow. With a tiered high interest rate structure, the more you keep in the account, the better the returns.
MINIMUM OPENING DEPOSIT
$5,000
MINIMUM DAILY BALANCE REQUIREMENT
$5,000
CHECK WRITING/ ACCOUNT PRIVILEGES
Limited to 6 debit items per month; $10 per additional debit item1.
INTEREST
Tiered High Interest Rate
Interest compounded and paid monthly based on daily balance
- $5,000 – $24,999.99
- $25,000+
MAINTENANCE FEE
$15 (charged monthly and if balance requirement is not met)
Performance Money Market
Have large sums of money that you need to keep liquid? No reason why it shouldn’t perform in the meantime. This is the workhorse of Money Market accounts.
MINIMUM OPENING DEPOSIT
$50,000
MINIMUM DAILY BALANCE REQUIREMENT
$50,000
CHECK WRITING/ ACCOUNT PRIVILEGES
Limited to 6 debit items per month; $10 per additional debit item1.
INTEREST
Tiered Interest Rate
Interest compounded and paid monthly based on daily balance
- $50,000 – $99,999.99
- $100,000 – $249,999.99
- $250,000 – $499,999.99
- $500,000+
MAINTENANCE FEE
$20 (charged monthly and if balance requirement is not met)
SPIRIT HIGH INTEREST SAVINGS
This is a progressive high interest savings account with all the flexibility of a traditional checking account. Combine this account with a Spirit Cash Back Checking Account and watch your money grow.
MINIMUM OPENING DEPOSIT
$100
MINIMUM DAILY BALANCE REQUIREMENT
$100
CHECK WRITING/ ACCOUNT PRIVILEGES
Unlimited debit items per month¹
INTEREST
Interest compounded and paid monthly based on Daily Balance. To earn the premium interest rate, maintain an active Spirit Cash Back Checking Account and complete 30+ debit transactions during the statement cycle. The premium rate applies the following month; otherwise, the base rate applies.²
MAINTENANCE FEE
$5 (charged monthly if balance requirement is not met)
- eStatement with Images
- DIGITAL BANKING+
- ATM/Visa® Debit Card³
- Unlimited ATM use at all surcharge-free FUB, MoneyPass Network and Stripes Convenience Stores ATMs
- 24/7 Phone Banking
1 – Debit items consist of all withdrawals by check, transfer of funds or drafts on the account. ATM/ITM and in-branch withdrawals are unlimited.
2 – Premium interest rate applies to balances of $0 to $250,000. Balances over $250,000 will earn the base interest rate.
3 – First issued card is free. $5 replacement fee for lost or stolen cards.
Services may be subject to additional terms and conditions of enrollment.
Product offerings are subject to change.
