| December 31 | 2019 | 2018 |
|---|
| Cash and Due From Banks | $35,767,045 | $31,264,103 |
| Securities | $308,149,678 | $310,530,795 |
| Federal Funds Sold | - | - |
| Loans and Leases, net of Unearned Income | $969,666,435 | $915,861,775 |
| Less: Allowance for loan and lease losses | $14,037,804 | $13,548,083 |
| Net Loans and Leases | $955,628,631 | $902,313,692 |
| Bank premises and fixed assets | $29,684,288 | $29,145,315 |
| Other assets | $40,465,289 | $40,511,264 |
| Total Assets | $1,369,694,931 | $1,313,765,169 |
LIABILITIES AND SHAREHOLDER’S EQUITY
| December 31 | 2019 | 2018 |
|---|
| Noninterest-bearing deposits | $328,756,575 | $326,003,484 |
| Interest bearing deposits | $841,661,727 | $781,746,337 |
| Total Deposits | $1,170,418,302 | $1,107,749,821 |
| Federal funds purchased | $3,150,000 | $2,000,000 |
| Other Liabilities | $41,033,039 | $69,468,892 |
| Total Liabilities | $1,214,601,341 | $1,179,218,713 |
| December 31 | 2019 | 2018 |
|---|
| Common Stock | $1,500,000 | $1,500,000 |
| Surplus | $38,110,500 | $38,110,500 |
| Undivided Profits | $113,831,017 | $100,370,875 |
| Net unrealized holding gains (losses) on AFS Securities | $1,652,073 | ($5,434,919) |
| Total Shareholder’s Equity | $155,093,590 | $134,546,456 |
| Total Liabilities and Shareholder’s Equity | $1,369,694,931 | $1,313,765,169 |
