| June 30 | 2021 | 2020 |
|---|
| Cash and Due From Banks | $40,859,687 | $49,861,353 |
| Securities |
$436,445,447
|
$313,310,063 |
| Federal Funds Sold | - | $6,000,000 |
| Loans and Leases, net of Unearned Income | $1,110,384,001 | $1,128,151,796
|
| Less: Allowance for loan and lease losses | $15,963,826 | $14,263,758
|
| Net Loans and Leases |
$1,094,420,175 |
$1,113,888,038
|
| Bank premises and fixed assets |
$28,869,615 |
$29,251,636
|
| Other assets |
$36,977,999
|
$39,186,173
|
| Total Assets |
$1,637,572,923
|
$1,551,497,263
|
LIABILITIES AND SHAREHOLDER’S EQUITY
| June 30 | 2021 | 2020 |
|---|
| Noninterest-bearing deposits |
$453,512,409
|
$399,249,862
|
| Interest bearing deposits |
$961,744,124
|
$933,329,549
|
| Total Deposits |
$1,415,256,533
|
$1,332,579,411 |
| Federal funds purchased |
$15,800,000
| - |
| Other Liabilities |
$31,962,987
|
$56,644,303 |
| Total Liabilities |
$1,463,019,520
|
$1,389,223,714
|
| June 30 | 2021 | 2020 |
|---|
| Common Stock |
$1,500,000
|
$1,500,000
|
| Surplus |
$38,110,500
|
$38,110,500
|
| Undivided Profits |
$132,292,500
|
$116,303,464
|
| Net unrealized holding gains (losses) on AFS Securities | $2,650,403 |
$6,359,585 |
| Total Shareholder’s Equity |
$174,553,403 |
$162,273,549
|
| Total Liabilities and Shareholder’s Equity |
$1,637,572,923
|
$1,551,497,263
|
