| June 30 | 2020 | 2019 |
|---|
| Cash and Due From Banks | $49,861,353 | $31,229,194 |
| Securities |
$313,310,063
|
$312,024,686 |
| Federal Funds Sold | $6,000,000 | - |
| Loans and Leases, net of Unearned Income | $1,128,151,796 | $953,750,560
|
| Less: Allowance for loan and lease losses | $14,263,758 | $13,828,925
|
| Net Loans and Leases |
$1,113,888,038 |
$939,921,635
|
| Bank premises and fixed assets |
$29,251,636 |
$29,138,548
|
| Other assets |
$39,186,173
|
$40,896,160
|
| Total Assets |
$1,551,497,263
|
$1,353,210,223
|
LIABILITIES AND SHAREHOLDER’S EQUITY
| June 301 | 2020 | 2019 |
|---|
| Noninterest-bearing deposits |
$399,249,862
|
$315,109,490
|
| Interest bearing deposits |
$933,329,549
|
$756,391,380
|
| Total Deposits |
$1,332,579,411
|
$1,071,500,870 |
| Federal funds purchased |
-
| $6,800,000 |
| Other Liabilities |
$56,644,303
|
$130,680,487 |
| Total Liabilities |
$1,389,223,714
|
$1,208,981,357
|
| June 30 | 2020 | 2019 |
|---|
| Common Stock |
$1,500,000
|
$1,500,000
|
| Surplus |
$38,110,500
|
$38,110,500
|
| Undivided Profits |
$116,303,464
|
$103,453,134
|
| Net unrealized holding gains (losses) on AFS Securities | $6,359,585 |
$1,165,232 |
| Total Shareholder’s Equity |
$162,273,549 |
$144,228,866
|
| Total Liabilities and Shareholder’s Equity |
$1,551,497,263
|
$1,353,210,223
|
