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Beginning July 6th, our Lubbock Banking Center lobbies will be closed. Our drive thru lanes will remain open with normal business hours or call (855) 382-7827 to schedule an appointment with a Banking Officer. Here you will find current information about Banking Center updates and our safety procedures. Remember, you’re covered.

Statement of Condition

Statement of Condition


June 3020202019
Cash and Due From Banks$49,861,353$31,229,194
Securities $313,310,063 $312,024,686
Federal Funds Sold$6,000,000-
Loans and Leases, net of Unearned Income$1,128,151,796$953,750,560
Less: Allowance for loan and lease losses$14,263,758$13,828,925
Net Loans and Leases $1,113,888,038 $939,921,635
Bank premises and fixed assets $29,251,636 $29,138,548
Other assets $39,186,173 $40,896,160
Total Assets $1,551,497,263 $1,353,210,223


June 30120202019
Noninterest-bearing deposits $399,249,862 $315,109,490
Interest bearing deposits $933,329,549 $756,391,380
Total Deposits $1,332,579,411 $1,071,500,870
Federal funds purchased -$6,800,000
Other Liabilities $56,644,303 $130,680,487
Total Liabilities $1,389,223,714 $1,208,981,357


June 3020202019
Common Stock $1,500,000 $1,500,000
Surplus $38,110,500 $38,110,500
Undivided Profits $116,303,464 $103,453,134
Net unrealized holding gains (losses) on AFS Securities$6,359,585 $1,165,232
Total Shareholder’s Equity $162,273,549 $144,228,866
Total Liabilities and Shareholder’s Equity $1,551,497,263 $1,353,210,223

What Customers Are Saying About

Kyle Carruth

Digital Banking Customer