| December 31 | 2025 | 2024 |
|---|
| Cash and Due From Banks | $174,289,886 | $41,005,587 |
| Securities | $672,856,395
| $614,092,469 |
| Federal Funds Sold | - | - |
| Loans and Leases, net of Unearned Income | $1,498,078,824 | $1,386,330,545
|
| Less: Allowance for credit losses on loans and leases | $20,263,533 | $19,164,883
|
| Net Loans and Leases | $1,477,815,291 | $1,367,165,662
|
| Bank premises and fixed assets | $33,898,461 | $28,021,530
|
| Other assets | $92,960,018
| $84,195,954
|
| Total Assets | $2,451,820,051
| $2,134,481,202
|
LIABILITIES AND SHAREHOLDERS’ EQUITY
| December 31 | 2025 | 2024 |
|---|
| Noninterest-bearing deposits | $633,556,818
| $526,357,203
|
| Interest bearing deposits | $1,550,634,697
| $1,278,586,704 |
| Total Deposits | $2,184,191,515
| $1,804,943,907 |
| Federal funds purchased | -
| -
|
| Other Liabilities | $21,304,894
|
$129,688,091 |
| Total Liabilities | $2,205,496,409
| $1,934,631,998
|
| December 31 | 2025 | 2024 |
|---|
| Common Stock |
$1,500,000
| $1,500,000
|
| Surplus |
$93,610,500
|
$93,610,500
|
| Undivided Profits | $199,088,248 | $179,374,440 |
| Accumulated other comprehensive income. | ($47,875,106) | ($74,635,736) |
| Total Shareholders' Equity | $246,323,642 | $199,849,204
|
| Total Liabilities and Shareholders' Equity | $2,451,820,051
| $2,134,481,202
|
