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Category: Mortgage

What is a Cash-Out Refinance? And do I want one?
What is a Cash Out Refinance? And do I want one?
What is a Cash-Out Refinance? And do I want one?

A cash-out refinance is a mortgage refinance that lets you convert your home equity into cash. A new mortgage is taken out in place of your current mortgage and the…

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Tips for Putting Your Home on the Market
Tips for Putting Your Home on the Market

Making the decision to finally bite the bullet and put your home on the market can be a scary one! On top of the sadness you may feel when leaving…

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Make an offer they cannot refuse
Make An Offer They Cannot Refuse

You’ve been searching for weeks and have finally found your ideal home. Now what? It’s time to step up to the plate and make an offer. Homes sell for an amount…

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Get Your Budget In Gear
Get your Budget in Gear

It’s safe to say that everyone would like to be in better control of their spending and closer to meeting their financial goals. And while those goals look different for…

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The Great Bidding Wars of 2021
The Great Bidding Wars of 2021

If you’ve been tuned into the current real estate market you know that it’s a seller’s market. In other words, there is a shortage of homes being sold, which means…

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5 Tips for a Successful Refinance
5 Tips for a Successful Refinance

With interest rates at an all time low over the last few months, it’s likely that you’ve heard from at least a few people that now is a good time…

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Mortgage Professionals
National Mortgage Professionals Month

September is National Mortgage Professionals Month and we want to say thanks to our amazing Spirit Mortgage team! Our Spirit Mortgage team works exceptionally hard to make each home buying…

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Buy a Home
Should I Buy a Home Right Now?

. The coronavirus has us all asking a lot of different questions and one that may be on your mind is – should I still buy a home? I’ve been saving…

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Refinance
What Does it Mean to Refinance Your Mortgage?

We have all heard that it’s a great time to refinance your home mortgage but what does that really mean? How will it change my payments? Is it really a…

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Refinance
To Refi or Not to Refi? That is the question.

Mortgage companies everywhere are pulling out all the stops to get you to refinance – and for good reason. Interest rates are at an all-time low. Just last week, the…

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