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eMerge Basic Checking

eMerge Basic Checking


This no-frills free checking account is perfect if you’re just starting to make your mark in the community.

Account Details

  • Free Checking With no Minimum Balance
  • $100 Minimum Opening Deposit
  • $300 Overdraft Privilege Limit
  • eStatement Required1
  • ATM/Visa® Debit Card5

Always Free Benefits

  • Free Imaged eStatement
  • FREE DIGITAL BANKING (Online & Mobile)4
  • Free Unlimited ATM Use3
  • Free 24/7 Phone Banking
  • Enrollment in eStatements

1 – $4 monthly maintenance fee with paper statements (with images). You must enroll in eStatements within the first 30 days of account opening or you will receive a $4 monthly maintenance fee.
2 – $.50 per item after 10 items on eMerge Basic Checking.
3 – Available at all surcharge-free FUB, MoneyPass® and Stripes Convenience Stores ATMs.
4 – Mobile carrier fees may apply. See a Customer Service Representative for details.
5 – First issued card is free. $5 replacement fee for lost or replaced cards.
Other possible fees

What Customers Are Saying About

Natalia Lawson

Personal Banking Customer