FDIC-Insured - Backed by the full faith and credit of the U.S. Government

To login from your mobile device, please use our mobile app. More information can be found here.

STAY ALERT! PROTECT YOURSELF FROM FRAUD!

We have been made aware of fraudulent attempts to impersonate the bank by contacting customers through phone calls, text messages, and other communications. These fraudsters may claim to be bank employees and attempt to obtain your digital banking credentials, including usernames, passwords, and one-time PINs.

Please remember: FIRST UNITED BANK WILL NEVER CONTACT YOU DIRECTLY AND ASK FOR YOUR PASSWORD, ONE-TIME PIN, OR OTHER PERSONAL INFORMATION.

If you receive a suspicious call or text claiming to be from First United Bank, hang up and contact us immediately.

eMerge Basic Checking

Home // Personal // Accounts // Checking // eMerge Basic Checking

This no-frills free checking account is perfect if you’re just starting to make your mark in the community.

Account Details

Free Checking With no Minimum Balance
$100 Minimum Opening Deposit
$500 Overdraft Privilege Limit
eStatement Required¹
ATM/Visa® Debit Card⁵

Always Free Benefits

Free Imaged eStatement
FREE DIGITAL BANKING (Online & Mobile)⁴
Free Unlimited ATM Use³
Free 24/7 Phone Banking
Enrollment in eStatements

Open an Account

1 – $4 monthly maintenance fee with paper statements (with images). You must enroll in eStatements within the first 30 days of account opening or you will receive a $4 monthly maintenance fee.
2 – $.50 per item after 10 items on eMerge Basic Checking.
3 – Available at all surcharge-free FUB, MoneyPass® and Stripes Convenience Stores ATMs.
4 – Mobile carrier fees may apply. See a Customer Service Representative for details.
5 – First issued card is free. $5 replacement fee for lost or replaced cards.
Other possible fees.

Generosity
Loyalty
Integrity
Community

Accounts

Lending

Banking Services