To login from your mobile device, please use our mobile app. More information can be found here.

Available on the APP Store
Get it on Google Play

Beginning July 6th, our Lubbock Banking Center lobbies will be closed. Our drive thru lanes will remain open with normal business hours or call (855) 382-7827 to schedule an appointment with a Banking Officer. Here you will find current information about Banking Center updates and our safety procedures. Remember, you’re covered.

eMerge Basic Checking

eMerge Basic Checking

This no-frills checking account is perfect if you’re just starting to make your mark in the community.

Account Details

  • Checking With no Minimum Balance
  • $100 Minimum Opening Deposit
  • $300 Overdraft Privilege Limit
  • eStatement Required1
  • ATM/Visa® Debit Card5

Always Free Benefits

  • Imaged eStatement
  • DIGITAL BANKING (Online & Mobile)4
  • Unlimited ATM Use3
  • 24/7 Phone Banking
  • Enroll in eStatements

1 – $4 monthly maintenance fee with paper statements (with images). You must enroll in eStatements within the first 30 days of account opening or you will receive a $4 monthly maintenance fee.
2 – $.50 per item after 10 items on eMerge Basic Checking.
3 – Available at all surcharge-free FUB, MoneyPass® and Stripes Convenience Stores ATMs.
4 – Mobile carrier fees may apply. See a Customer Service Representative for details.
5 – First issued card is free. $5 replacement fee for lost or replaced cards.
Other possible fees

What Customers Are Saying About

Natalia Lawson

Personal Banking Customer